Student Health Insurance

You must either waive or enroll in the school-sponsored health insurance plan by visiting the University Health Plans (UHP) website.

• To waive, simply complete the Waiver Form before the deadline.
  • A valid health insurance card must be available when submitting the insurance waiver.
• To enroll, simply complete the Enroll Form. If you do not complete this form, you will automatically be enrolled and charged the student health insurance premium.
• If you do not act to waive or enroll, you will receive weekly reminders directly from University Health Plans (UHP).

Important Notes: The University reserves the right to audit all waivers to ensure compliance with the University’s insurance requirements. Copies of insurance cards and/or insurance information submitted to the Office of Student Accounts or any other Montclair State University Office or Portals (i.e., Student Health Center, Athletics Department, My Health Portal, etc.) do not constitute a waiver and is not acceptable. Pending insurance coverage, letters from employers or third companies, and coverage that begins after the SHIP effective date do not constitute an accepted/submitted waiver.

Domestic Students

• Insurance Company Name: This is the name of the insurance carrier. If your insurance carrier is not listed, please select “Other” and enter the company’s full name.
• Member ID: This is a number found on the insurance ID card of your current health plan, sometimes referred to as a member or subscriber ID. It is different from the policy or group number. It is sometimes the Social Security Number of the policyholder. Type it in exactly as it appears on the card.
• Type of Insurance: (HMO, PPO, Medicare, Medicaid, etc.)
• Insurance Company Phone: This is the customer service or provider phone number usually found on the back of your insurance ID card or the insurance company website, which we can call to verify that the information you have provided is accurate.
• Subscriber Name: This is the name of the individual who is the primary insured on the plan.
  • Insured through your parents: it’s either your mother or father, depending on whose plan it is.
  • Insured through your employer: it’s your name.
  • Covered under your spouse’s insurance plan: it’s your spouse’s name.
• Subscriber Relationship: This is the student’s relationship with the primary insured.
• Subscriber State: This is the state of the individual who is the primary insured on the plan.
• Image of Health Insurance Card (Optional): To assist in a timely review of your insurance policy, we recommend uploading a copy of the front and back of your ID card and a summary of benefits. If you have been asked to provide supporting documentation in the past, this will help expedite your waiver review process.

International Students

• Insurance Company Name: This is the name of the insurance carrier. If your insurance carrier is not listed, please select “Other” and enter the company’s full name.
• Member ID: This is a number found on the insurance ID card of your current health plan, sometimes referred to as a member or subscriber ID. It is different from the policy or group number. It is sometimes the Social Security Number of the policyholder. Type it in exactly as it appears on the card.
• Insurance Company Country: This is the country where the health insurance carrier is based.
• Subscriber Name: This is the name of the individual who is the primary insured on the plan.
  • Insured through your parents: it’s either your mother or father, depending on whose plan it is.
  • Insured through your employer: it’s your name.
  • Covered under your spouse’s insurance plan: it’s your spouse’s name.
• Subscriber Relationship: This is the student’s relationship with the primary insured.

The approval of your health insurance waiver does not remove the original charge from your student account; it authorizes the application of a “Health Insurance Waiver” payment (credit) to offset the cost of the health insurance fee (refer to samples below). Both the charge and the waiver (payment/credit) will remain listed on your semester invoice (account activity).

Please Note: The images below are examples of what will be displayed on a student account.

Student Schedule and Bill

(Updated on the 1st & 15th of the month)

Student Account Activity

(Reflects account activity in real time)

Regardless of the type of insurance coverage you have, all Montclair State University students are eligible to receive outpatient care at the Student Health Center on the Montclair campus or the Bloomfield campus. Co-pay fees are not charged to the student.

If you enrolled in the University Health Plan, you can access your insurance card online. Select “Insurance ID Card: on the left side of the page.