No Credit Check Loans

Dr. Seddik Meziani, Feliciano School of Business Professor in the Accounting & Finance department, was recently featured in a WalletHub piece about no credit check loans. Although these types of loans do not require credit history reports in order to approve a loan, they often have short terms and charge very high interest rates and fees to offset their risk. Dr. Meziani recommends borrowers make sure they can handle these higher costs and short time frames. For those with poor credit history, he highlighted alternative loans to no credit check loans, including cosigned loans, installment loans and secured loans.